Wage Increases Can’t Keep Up With Inflation

The most recent wage data released by the Labor Department showed a 5.7% increase in wages for the past year, yet still below the current inflation annualizing 7.5%. With inflation outpacing wage growth, workers and consumers alike are experiencing shrinking …

Disposable Income For Consumers Dropping

As Inflationary pressures tend to drive the price of essential goods higher and faster than non-essential goods, consumers are sometimes left with minimal funds to purchase what they desire. The rapidly rising costs of gasoline, natural gas, and groceries have …

Rates Rise As The Fed Tightens – Fixed Income Update

Global bond yields rose in April, with both government and corporate bond yields rising across various international regions. Numerous analysts believe that the Fed may be raising rates too fast in response to inflation data that may have caught the …

Tax On Social Security In Retirement

A prudent and effective tax strategy during your employment years will most likely need to be modified in retirement. Once earned income ceases and income from retirement plans, investments, and Social Security commences, tax liabilities change. The impact of the …

What Is Stagflation – Inflation Overview

Becoming more of a topic throughout the financial media is stagflation, characterized as an environment with minimal economic growth, inflation, and elevated unemployment. The last time the U.S. experienced stagflation was in the late 1970s and early 1980s, with only …

Women Getting Bigger Pay Raises Than Men

The pandemic derailed many working families, keeping family members home with children as schools and daycares were shuttered. Many mothers stayed home to care for children and other family members, with many even leaving their jobs. As the pandemic has …

What Commodities Have Been Most Affected

Global commodity prices have experienced extreme volatility since the inception of the Russian invasion of Ukraine. Of concern is that many of the affected commodities are essential to food production and industrial manufacturing worldwide. As exports of some of these …

Rates On The Rise – Fixed Income Overview

Global bond yields rose in March as European and Asian central banks concurrently raised rates to help stifle global inflation. The Fed began to raise rates in March, with its first of perhaps six additional increases this year. Even though …

Food & Gasoline Making Up More Of Consumer Expenditures

Food and energy have become the two fastest rising expenses for consumers nationwide, as well as representing a larger proportion of total living costs. Currently, 21.5% of the Consumer Price Index (CPI) is composed of food and energy expenditures, where …

Rates On The Rise – Fixed Income Overview

Global bond yields rose in March as European and Asian central banks concurrently raised rates to help stifle global inflation. The Fed began to raise rates in March, with its first of perhaps six additional increases this year. Even though …

Macro Overview – March 2022

Geopolitical rifts emulating from the Russian invasion of Ukraine roiled financial and commodity markets globally as uncertainty arose surrounding the extent of the conflict. Ramifications from the conflict could take months or longer to unfold, as imposed sanctions on Russia …